Your home is one of your largest investments, whether you rent or own. It is the place where your family grows and makes memories. It is the place where most of your possessions are kept and used. Make sure your structures, valuables, and memories are protected adequately with the proper amount of coverage.
Types of Coverage:
Covers the contents of your house, including furniture, clothing and appliances, if they are stolen, damaged, or destroyed.
Pays for damage or destruction to your house and any unattached structures and buildings, such as fences, detached garages, and storage sheds.
Covers medical bills for people hurt on your property. Medical Payments coverage also pays for some injuries that may happen away from your home, such as if your dog bites someone.
Loss of Use:
Pays for additional living expenses if your home is too damaged to live in during repairs. Most standard home insurance coverage pays 10 to 20 percent of the amount of your dwelling coverage.
Types of Coverage:
Homeowner's insurance protects your house and property, as well as your belongings, yourself and your guests. Your house is one of your most important investments, so be sure to protect it with a custom homeowner's policy. Your home is where you hang your hat, where your family sleeps, and where you keep your valuable and meaningful belongings. It may also represent the largest investment you will make, and when it comes to protecting your investments, there are few things more important than insuring your home.
Mobile home insurance is similar to homeowner insurance, but it is specialized form of coverage designed for factory built homes. Like homeowners insurance, it can cover the dwelling, personal property, liability, and additions to the mobile home. Unlike homeowners insurance, mobile home coverage can help protect against depreciation with replacement cost coverage, giving you the money you need to replace what is damaged versus what it is worth.
Renters insurance protects your personal belongings and also protects you if you’re held legally responsible for injuries to another person or guest while they’re visiting your home. When you rent an apartment or house, your landlord is not responsible for your personal belongings if they’re stolen or damaged.
You’ve got a nice home, two cars and steady jobs. That’s why you need umbrella insurance. Umbrella Insurance is an essential level of insurance that goes beyond what your home and auto policies cover. An umbrella policy can provide an additional layer of protection, giving you broader coverage if you’re sued.
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